MCHA Coverage is Now Closed

For more than 30 years, the Minnesota Comprehensive Health Association (MCHA) was the only health insurance option in the individual market for Minnesotans with pre-existing health conditions.  Since federal health care reform laws took effect on January 1, 2014, enrollees have many new health coverage options.

Among the key changes:

  • You cannot be denied coverage based on a pre-existing health condition.
  • You cannot be charged more than others in your age group for coverage.

As a result of these changes, Minnesotans can now find coverage elsewhere, and the need for MCHA has disappeared.  MCHA coverage for all remaining enrollees ended on December 31, 2014.