Previous MCHA Members

For over 35 years, the Minnesota Comprehensive Health Association (MCHA) offered individual health insurance to Minnesota residents who were turned down in the private marketplace because they had a pre-existing health condition. In 1976, the Minnesota State Legislature created MCHA, a non-profit organization, to provide access to health insurance coverage for Minnesota residents with no other options. MCHA was regulated by the Minnesota Department of Commerce, and was guided by an eleven-member board of directors. The executive staff managed the plan’s administration, day-to-day operations and contract with Medica.

As a result of the Affordable Care Act (ACA) insurance companies can no longer deny applicants because of a pre-existing condition as of January 1, 2014. Previous MCHA enrollees are guaranteed coverage for the same premium as others in their age group. Since it was no longer needed,  MCHA ended all coverage on December 31, 2014.

If you are a previous MCHA enrollee needing assistance or have questions about your previous coverage, please call 952-593-9609 or email